Universal Billing Program

Love's Universal Billing Program

Love’s Universal is the flexible and convenient billing program fleets have been waiting for. Issued by this new payment solution creates a unique and impactful opportunity for every truck on the highway. Love’s Universal will bring you value with our Special Offers at Love’s Travel Stops and the universal ability to purchase fuel and other products over the road at several major truck stops.

You will have four ways to pay for fuel and other products including card payment, SmartQ (RFID), Love’s Pay (Mobile App) and Start Codes. With the secure, integrated and comprehensive fuel purchase system, you’ll also have increased visibility to control your fleet’s fuel usage.

Access to Real-Time Reporting

Additional Services from QuikQ

The platform first pioneered the use oftags to process fuel transactions with the SmartQ solution. Using the same technology, QuikQ now also provides a few other efficient solutions including Q-Access, Q-Fuel, Q-Image and Q-Wash.

Providing flexibility on the road for your team of drivers, QuikQ also offers cash advances, Q-Check, and coming soon, a payroll card function.

Need to learn more or ready to apply?

Contact Love's Financial Today!

Let our freight factoring specialists show you why Love’s is “The Better Way to Factor.”  We offer both non-recourse and recourse options for individual invoices up to large receivable portfolios.

Other Services Offerings

Advances Fuel Factoring

Factoring with Love's is your smart solution to manage cash flow and help cover expenses like insurance, fuel, truck maintenance and payroll without creating debt for your business.


Love's Express Credit

Eliminate the hassle of using cash or personal credit cards for fueling needs. This card provides your drivers with consistent and competitive pricing with no transaction fees.


RFID Automated Fueling

More fleets enjoy the convenience of RFID (radio frequency identification) cardless fueling at our locations because it creates a more accurate and secure billing transaction.